With rates at an all-time low, it seems like my clients who have been in their homes for some time have all developed the same symptom: "rate fatigue." Rates have been low for some time now but the fact that they're continually lowered and then lowered again the following week has most folks holding out for the true bottom of the rate market. Analysts think there's not room to go much lower because at some point the yield will become too low for banks to write the loans. Time will tell. For now, check out this handy tool from Bankrate.com at the link below.
Bankrate.com Slideshow
If you're curious about a re-fi, start with our in-house lender, Todd McDougall at AmCap Mortgage.
Http://McDougallMortgages.com