Thinking of the USDA loan program, you might be more likely to conjure pastoral images of TV's The Waltons than say, the comfortable Texas suburbs of King of the Hill. But with the government using everything in its toolbox to reignite the housing market, the USDA loan program has expanded to fill the gap in outlying areas like Manor, Buda, Kyle and parts of Leander, Pflugerville and Round Rock. Another advantage to the program is that the qualifying ratios (debt to income, debt to credit) can be more lenient. And if you're just starting out and perhaps a little lean on credit history, the lender can take a look at alternative accounts histories you've had in the past, like on-time utility payments, etc.
Are you thinking a house in the 'burbs (or the country) might be right for you? Call me and let's talk about how I can make it happen for you!